diff --git a/app/web/static/index.html b/app/web/static/index.html
index c3e3921..82b8ebe 100644
--- a/app/web/static/index.html
+++ b/app/web/static/index.html
@@ -113,7 +113,7 @@ pre.json{background:var(--surface-2);border:1px solid var(--hair);border-radius:
 
   <div class="hd">
     <h1>PMS 持仓管理<span class="ver">v{{ health.version || '-' }} · {{ health.now || '' }}</span></h1>
-    <span class="chip" :class="health.trade_day?'ok':'idle'"><span class="dot"></span>{{ health.trade_day ? '交易日':'非交易日' }}</span>
+    <span class="chip" :class="marketOpen?'ok':'idle'"><span class="dot"></span>{{ marketState }}</span>
     <span class="chip" :class="ov.buy_halt?'warn':'ok'"><span class="dot"></span>买入 {{ ov.buy_halt ? '已暂停':'正常' }}</span>
     <span class="chip" :class="ov.exec_halt?'warn':'ok'"><span class="dot"></span>执行 {{ ov.exec_halt ? '已暂停':'正常' }}</span>
     <span class="chip" :class="ov.autonomy==='off'?'warn':'ok'"><span class="dot"></span>自主 {{ tx('autonomy', ov.autonomy) }}<span class="help" data-tip="系统自己出手的程度：全自动＝闸门通过就执行；只提议＝等你在『等我拍板』确认；暂停＝不自动动作。">?</span></span>
@@ -127,6 +127,8 @@ pre.json{background:var(--surface-2);border:1px solid var(--hair);border-radius:
     <button class="tbtn" @click="openPlan">上游计划</button>
     <button class="tbtn" @click="openReport">日报</button>
     <button class="tbtn" v-show="mode==='ops'" @click="opsDrawer=true">运维</button>
+    <span class="muted" style="font-size:11.5px;cursor:pointer" @click="autoRefresh=!autoRefresh"
+          :title="autoRefresh?'自动刷新开，点此关闭':'自动刷新关，点此开启'">{{ autoRefresh ? '自动' : '手动' }}<span v-if="lastRefresh"> · {{ lastRefresh }}</span></span>
     <button class="tbtn pri" :disabled="loading" @click="loadAll">{{ loading ? '刷新中…' : '刷新' }}</button>
   </div>
 
@@ -139,9 +141,12 @@ pre.json{background:var(--surface-2);border:1px solid var(--hair);border-radius:
   <el-alert v-if="ov.sector_ready===false" class="banner" type="warning" effect="dark" show-icon
             :closable="false"
             title="行业划分数据源未配置 —— 行业集中度硬拦截已停用, 行业类命令置灰 (设计 §5)"></el-alert>
-  <el-alert v-if="ov.price_missing && ov.price_missing.length" class="banner" type="warning"
-            effect="dark" show-icon :closable="false"
-            :title="'以下持仓取不到实时价, 已用摊薄成本兜底: ' + ov.price_missing.join(', ')"></el-alert>
+  <el-alert v-if="marketOpen && ov.price_missing && ov.price_missing.length" class="banner" type="warning"
+            show-icon :closable="false"
+            :title="'以下持仓取不到实时价（停牌或行情中断），已用摊薄成本兜底: ' + ov.price_missing.join(', ')"></el-alert>
+  <el-alert v-if="!marketOpen && ov.price_missing && ov.price_missing.length" class="banner" type="info"
+            show-icon :closable="false"
+            :title="'现在' + marketState + '，行情未刷新；持仓盈亏与安全垫按最近收盘价/成本估算，不是实时。'"></el-alert>
   <el-alert v-if="health.calendar_degraded" class="banner" type="warning" effect="dark" show-icon
             :closable="false" title="交易日历降级: 未安装 chinesecalendar, 节假日不可辨"></el-alert>
   <el-alert v-if="dm.shadow" class="banner" type="info" effect="dark" show-icon :closable="false"
@@ -1252,6 +1257,8 @@ createApp({
     const showLedger = ref(false);   // 「今天发生了什么」默认折叠
     const showOpLog = ref(false);    // 操作日志默认折叠
     const showSettings = ref(false); // 设置默认折叠
+    const lastRefresh = ref('');
+    const autoRefresh = ref(true);
     const openScan = ref({ by_code: {}, notes: [] });
     const insTab = ref('live');
     const stratDlg = reactive({ visible:false, busy:false, reasons:[], ts_code:'', price:0,
@@ -1408,6 +1415,16 @@ createApp({
     const heldPositions = computed(() => (positions.value || []).filter(p => (p.total_qty || 0) > 0));
     // ---- 今日在办分档 + 候选处置 (2026-08-12 重构新增) ----
     const todayYmd = computed(() => (String(health.value.now || '').slice(0, 10).replace(/-/g, '')) || '');
+    // 是否处于连续交易时段 (09:30-11:30 / 13:00-15:00 的交易日)。缺实时价在盘中才是问题,
+    // 休市/非交易日本就没有实时行情, 不该报警 —— 2026-08-12 用户提。
+    const marketOpen = computed(() => {
+      if (!health.value.trade_day) return false;
+      const t = (health.value.now || '').slice(11, 16);
+      if (!t) return false;
+      return (t >= '09:30' && t <= '11:30') || (t >= '13:00' && t <= '15:00');
+    });
+    const marketState = computed(() =>
+      !health.value.trade_day ? '非交易日' : (marketOpen.value ? '盘中' : '休市'));
     const _LIVE_INS = ['PROPOSED', 'RULE_PASSED', 'JUDGE_PASSED', 'DISPATCHED'];
     const _sameDayIns = r => { const y = todayYmd.value;
       return !y || String(r.instruction_id || '').indexOf('INS_' + y + '_') === 0; };
@@ -1448,8 +1465,8 @@ createApp({
       if (o.buy_halt) out.push('已暂停买入（卖出与止损不受影响）');
       if (o.exec_halt) out.push('休假模式：所有自动动作暂停，仅保留对账与日报');
       if (o.brake_until) out.push('组合刹车中（解除日 ' + o.brake_until + '）');
-      if ((o.price_missing || []).length)
-        out.push(o.price_missing.length + ' 只取不到实时价（停牌等），其盈亏与安全垫暂不可用');
+      if (marketOpen.value && (o.price_missing || []).length)
+        out.push(o.price_missing.length + ' 只取不到实时价（停牌或行情中断），其盈亏与安全垫暂不可用');
       if (o.sector_ready === false) out.push('行业数据未就绪，行业类操作暂不可用');
       const j = (dm.value || {}).judge;
       if (j && j.available === false) out.push('决策系统暂不可用：补足/加仓/补仓一律降级为需你确认');
@@ -1703,6 +1720,7 @@ createApp({
         loadPositions(), loadInstructions(), loadLedger(), loadProposals(),
         loadDispatchMode(), loadWs(), loadStrategies(), loadOpLog(), loadOpenScan()]);
       await loadNames();
+      lastRefresh.value = (health.value.now || '').slice(11, 19);
       loading.value = false;
       wsPollSync();
     }
@@ -1896,7 +1914,24 @@ createApp({
       reportDrawer.value = true;
     }
 
-    onMounted(() => { loadAll(); loadPlan(); });   // 计划状态并行拉, 不阻塞首屏
+    // —— 自动刷新: 盘中 30s、休市 5min; 只拉快变数据, 不动 params(免得冲掉设置里在改的输入) ——
+    let refreshTimer = null, refreshTick = 0;
+    async function refreshLive() {
+      await Promise.all([loadOverview(), loadPositions(), loadInstructions(), loadLedger(),
+        loadProposals(), loadStrategies(), loadOpLog(), loadOpenScan()]);
+      await loadNames();
+      lastRefresh.value = (health.value.now || '').slice(11, 19);
+    }
+    function startAutoRefresh() {
+      if (refreshTimer) return;
+      refreshTimer = setInterval(() => {
+        if (!autoRefresh.value) return;
+        refreshTick++;
+        if (marketOpen.value || refreshTick % 10 === 0) refreshLive();
+      }, 30000);
+    }
+    onUnmounted(() => { if (refreshTimer) clearInterval(refreshTimer); });
+    onMounted(() => { loadAll(); loadPlan(); startAutoRefresh(); });   // 首屏 + 启动自动刷新
     return { tab, loading, err, health, ov, params, catalog, commands, plans, plansOf,
       positions, lots, lotsOf, instructions, ledger, proposals, report, reportDrawer,
       opsDrawer, opsResult, opsLoading, issuing, form, curSpec, dirtyCount, dm,
@@ -1918,7 +1953,7 @@ createApp({
       openStrategy, validateStrategy, attachStrategy, setStrategyStatus, stratStateText, resumeBuy,
       showLedger, onPosExpand,
       openScan, insTab, todayYmd, insLive, insDone, insEnd, dispOf, loadOpenScan, denyToday,
-      showOpLog, showSettings, watchCandidates };
+      showOpLog, showSettings, watchCandidates, marketOpen, marketState, lastRefresh, autoRefresh };
   }
 }).use(ElementPlus).mount('#app');
 </script>